Lyft Car Accident Attorney
In Indianapolis, the popularity of rideshare services such as Lyft has surged, becoming an essential component of urban mobility for countless residents and visitors. The convenience these services offer, though, is accompanied by an uptick in accidents involving rideshare vehicles, sometimes resulting in serious injuries or tragically, fatalities.
Doehrman Buba Ring is dedicated to representing those impacted by these distressing events. Our legal experts understand the unique challenges rideshare accident cases present, from intricate liability questions to complex insurance claims. We are determined to deliver justice and provide you with the seasoned representation needed to overcome the intricacies of these particular legal battles.
Contact our expert legal team today for a free consultation and learn more about how our experienced Lyft accident lawyers can assist you in obtaining the compensation you deserve.
Seeking Compensation for Lyft Accidents
If you’ve been injured in a Lyft accident, you may be entitled to compensation for your injuries and other damages. This can include medical expenses, lost wages, pain and suffering, and more.
However, obtaining this compensation can be challenging without the help of an experienced lawyer. Insurance companies will often try to minimize payouts or deny claims altogether. Having a skilled legal team on your side can increase your chances of receiving fair compensation for your injuries.
How Can a Lyft Accident Lawyer Help?
Navigating the Legal Process
A rideshare accident lawyer from Doehrman Buba Ring can guide you step by step through the legal process. Our lawyers have the expertise to maneuver through the complexities of rideshare law, which includes understanding the responsibilities of all parties involved, from the rideshare company to the individual driver. We’ll help determine the appropriate jurisdiction for your claim and represent you in all legal proceedings, ensuring your case is presented effectively.
Dealing with Insurance Companies
Our legal professionals excel in handling negotiations with insurance companies. We know their tactics and have strategies in place to counteract them. Our aim is to help you avoid the pitfalls of low-ball settlement offers and, instead, secure the full compensation that reflects the true value of your claim. We’ll advocate tirelessly on your behalf so you can focus on your recovery.
Collecting Evidence
Strong evidence is the cornerstone of a successful compensation claim. Our lawyers collaborate with investigators and experts to collect all pertinent evidence, including driver history, vehicle maintenance records, and witness testimony. This evidence is essential not only for proving liability but also for accurately assessing the amount of damages you are owed.
Calculating Damages
Determining the true extent of your damages goes beyond current medical bills. It includes future medical expenses, long-term care needs, lost earning capacity, and the impact on your quality of life. Our lawyers have the experience to evaluate these factors thoroughly to ensure that any compensation you receive is comprehensive and just.
By caring for these critical aspects of your Lyft accident insurance claim, our Indianapolis rideshare accident lawyers strive to deliver peace of mind and a favorable resolution. Contact Doehrman Buba Ring today to harness the advantage of having a committed advocate in your corner.
Determining Who’s At Fault in a Lyft Accident
Determining liability in a Lyft accident requires understanding the driver’s status at the time of the accident.
If the Lyft driver was not logged into the app or waiting for a ride request, typically, their personal auto insurance is responsible for damages.
Conversely, the company’s insurance coverage may apply if the driver was actively working for Lyft—either transporting a passenger or en route to pick one up.
Additionally, if a third party is at fault for the collision, it is their insurance that should address the damages.
The complexity of these situations underscores the importance of having an experienced Lyft accident lawyer navigate the claims process and ensure accountability.
Understanding Lyft’s Insurance Coverage
Lyft’s Liability Insurance
When a Lyft driver is engaged in driver mode, they are backed by a $1 million liability insurance policy provided by Lyft. This significant coverage comes into play specifically when an accident occurs, and the Lyft driver is responsible, offering additional protection if the victim’s losses surpass what is covered by the driver’s own insurance.
Coverage for Rideshare Drivers Themselves
Lyft drivers in an accident during driver mode might find their private insurance insufficient. In these cases, Lyft’s insurance provides a safety net with up to $1 million in liability and bodily injury coverage for uninsured/underinsured motorists after private insurance has been maxed out.
Coverage for Passengers
If you’re a passenger and have been injured in a Lyft accident, you’re protected by the same $1 million policy. This protection encompasses medical expenses, lost income, and damages related to pain and suffering, irrespective of who is at fault for the auto accident.
Coverage for Other Drivers
As an independent driver involved in an accident with a Lyft vehicle, if the Lyft driver is culpable, Lyft’s $1 million coverage may adequately cover your damages depending on the severity of your injuries. If, however, another driver is to blame, their personal insurance is expected to handle your losses.
Coverage for Pedestrians
Pedestrians and cyclists who have suffered injuries in an accident involving a Lyft driver may be covered under Lyft’s $1 million policy, but only if the Lyft driver is deemed to be at fault. In situations where another party is responsible, you would turn to that party’s insurance for coverage.
Insurance Companies Want to Pay You Less
When it comes to receiving compensation after a Lyft accident, you may encounter significant resistance from insurance companies. Both Lyft’s insurance and private insurance carriers have a strong financial incentive to minimize payouts to protect their bottom lines. They often employ tactics designed to devalue claims, delay the process, or deny responsibility altogether. It’s not uncommon for insurers to challenge the severity of your injuries, suggest you had pre-existing conditions, or argue that you are partially at fault for the car accident. Recognizing these strategies is pivotal, and our Lyft accident lawyers can counteract them effectively to champion your right to a fair settlement.
Common Causes of Lyft Accidents
Just like any other vehicle on the road, accidents involving Lyft vehicles can have a variety of causes. However, certain factors are particularly prevalent in rideshare accidents. Some common causes include:
Distracted driving: With a constant stream of ride requests and directions, Lyft drivers can easily become distracted behind the wheel.
Fatigue: Drivers may work long hours to meet demand, leading to drowsiness and decreased reaction time.
Inexperienced or untrained drivers: While Lyft provides some training for its drivers, it is not as extensive as that required for commercial drivers. This lack of experience can result in accidents.
Vehicle malfunctions: As with any vehicle, mechanical failures can cause accidents. However, since Lyft drivers use their personal vehicles, the responsibility for maintenance falls on them.
Reckless driving: In an effort to maximize earnings, some Lyft drivers may engage in reckless driving behavior such as speeding or running red lights.
Steps to Take After a Lyft Accident
Seek medical attention: The most important step after any accident is to seek medical attention for any injuries sustained. Even if you don’t feel seriously hurt right away, getting checked out is crucial, as some severe injuries may not show symptoms immediately.
Report the accident: Contact the police and report the accident to Lyft as soon as possible. It’s essential to have an official record of the incident.
Gather evidence: Take photos of the accident scene, including any damage to vehicles and injuries sustained. Get contact information from witnesses if possible.
Contact a lawyer: Consulting with a personal injury lawyer with experience handling Lyft accident cases is crucial. They can advise you on your legal options and help you navigate the complex claims process.
What Compensation Is Available After a Lyft Accident?
If you have been injured in a Lyft accident, you may be entitled to compensation for the following:
- Medical expenses, including current and future costs associated with treating your injuries
- Lost wages from time missed at work due to the accident
- Pain and suffering, both physical and emotional
- Property damage, including damage to your vehicle or personal belongings
- Other expenses related to the accident, such as transportation costs for medical appointments or home modifications if you have sustained a permanent disability
Having a knowledgeable Lyft accident lawyer on your side can help ensure that you receive fair compensation for your losses and hold the responsible parties accountable.
Does an Uber Accident Claim Work The Same Way?
The claims process is quite similar if you’re involved in an Uber or Lyft accident. Uber also provides a $1 million insurance policy for accidents that occur while a driver is logged into the app and during trips. This coverage includes third-party liability, uninsured or underinsured motorist coverage, and contingent comprehensive and collision insurance. It’s important to note that just like with Lyft, Uber’s coverage is supplemental to the driver’s own personal insurance policy. However, the specifics of an Uber accident claim can vary slightly due to state laws or policy differences, so it’s beneficial to consult with an attorney versed in handling Uber-related accident claims to ensure proper guidance through the claims process. An Uber or Lyft driver also has the right to hire their own attorney, and any third party who has been injured due to an Uber or Lyft driver also has the right to hire their own attorney. With all those lawyers involved, it is best for anyone involved in an accident with a rideshare vehicle to also consult with a lawyer.
Contact Our Expert Legal Team Today
If you’ve been involved in an Uber or Lyft accident, don’t go through the legal process alone. Our team at Doehrman Buba Ring has extensive experience handling rideshare accident cases and will fight for your rights to secure the compensation you deserve. Contact us today for a free consultation, and let us help you get back on the road to recovery.
