If you have been injured at work by a third party, meaning someone who isn't your employer or a co-worker, you may have a right to compensation from the negligent or careless party. Known as a third-party claim, this could entitle you to compensation outside of a workers' compensation claim as well as damages for pain and suffering.
The Difference Between Workers' Comp and Third-Party Actions
When you are in an accident at work, you are entitled to workers' compensation benefits. Those benefits, however, basically cover medical expenses and lost wages, and any permanent impairment rating. They do not include damages for your pain and suffering. In addition, workers' compensation may only cover two-thirds of your lost income.
If you were injured at work by a third party, however, you may be able to bring a personal injury claim against the party who injured you. For example, you may have been injured by an outside contractor or in a car accident while driving as a part of your job.
In these cases, where the negligent party is not your employer or a co-worker, our attorneys can help you pursue compensation for your injuries through a third-party claim. We will work to secure past, present and future medical costs for your rehabilitation and recovery. Also, we will pursue full and fair lost wages as well as damages for your pain and suffering.
Let Us Help You · Third-Party Claims Lawyers in Indianapolis
If you or a loved one are receiving workers compensation benefits and suffered a serious injury due to the careless or negligent actions of a third party, we are here to help. Contact us today online or by telephone at 800-269-3443 to speak with an experienced Indiana attorney.
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